Cost of Insurance
When you fill out an insurance application and send it in, the company will then request you see a nurse or doctor for a health check up. They will then review all aspects about you, such as; your age, health, gender, and how much benefit you are applying for as well as the term.
Once they have all their information they will give you a premium that is paid, usually monthly but can be paid yearly as well.
You can ask your insurance broker to give you a quote for the type of insurance and how much you want, but remember that his is an estimated amount, it can be more depending on what your insurance company decides after reviewing your file.